credit Risk Management - Manager

Roles and Responsibilities:

• Develop and apply credit risk methodologies including ECL under TFRS9,and Basel II/III PD/LGD/EAD models etc.

• Monitor and enhance ECL model (PD, EAD and LGD models) for Portfolio.

• Manage and forecast risk cost to reflect portfolio risk level and support the Finance Team.

• Assist in the design, development, and maintenance of complicated portfolio forecasting models

• Engage stakeholders during model development and review. Seek feedback, check accuracy, ensure buy-in and appropriate use of models.

• Preparing the info/deck/co-present the committee i.e. Internal Stakeholder meeting and Other ad-hoc

• Setup / develop and monitor early warning detection to enhance and protect potential risk.

• Determine appropriate actions to be taken with high risk (watch list and lead all coordinated stakeholders to mitigate potential risks.

• Monitor all risk events against the Company's established Risk Appetite, Limits & Thresholds and to work with Issue Owner/ Risk Owner in taking proactive measures to prevent any breaches.

• Recommend Problem loan management Policies ie., General / Troubled Debt Restructure and Charge off / Write off.

Qualifications:

• Bachelor’s Degree or higher in MBA, Finance, Statistics, Engineer, Economics, or any related fields.

• At least 5 years experience up to credit Risk management in Banking, or finance Business

• Analytical mindset with excellent critical thinking ability and data analytics skills.

• Excellent computer skills and programming tools such as R, Python, SAS and SQL

• Good command in both written and spoken English.

• Prior experience in a digital leading or fin-tech start-up is a plus

• Provident Fund
• Staff training and development
• Overtime
• Fuel/transportation fees
• 5-day work week
• Social security
• Health insurance
• Accident Insurance
• Employee's uniform
• Annual trip or party
• Performance/results-based bonus
• Annual bonus