(Senior) Credit Manager
FS SIAM CO., LTD.Financial/Banking/Securities
15/11/2024
Full Time
4 - 10 Year
Bangkok and its Vicinity
No degree requirement
60,000 - 130,000 baht/month
Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors.
And here at Funding Societies | Modalku we live by our core values:
Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
Grow Relentlessly: Strive to become our best, most authentic selves.
Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
Focus on Impact: Create impact through bias for action and tangible results.
As a Credit Manager / Sr Credit Manager , you will be responsible for managing the appropriate level of credit risk for the business, working with the team of underwriters and the operation and collection team.
Requirements -
What you will do:
Requirements -
What you will do:
- Analyze macro-economic, industry and market data impact on assigned product portfolio.
- Recommend, develop, and implement credit rating models and management processes for SME borrowers and ensure a robust rating and pricing framework.
- Balance Credit Risk and Business Risk to make educated and well-informed decisions
- Perform data management and maintenance required to support the needs, integrity and performance of SME credit portfolio management and related risk framework and methodologies, including forward-looking view of the portfolio
- Take special projects from time to time to help in achieving the company's strategic goals.
- Evaluating credit applications using FS proprietary platform which supplements traditional financial data with third party data
- Demonstrate leadership through modeling it out in actions and thoughts
- Coach and counsel the credit team with a focus on improving credit policy, procedure and other related knowledge and skills
- Play a leading role in setting expectations for ongoing credit policy management, effective and satisfactory periodic policy and related documents review.
What we are looking for:
- Proven experience as Credit Analyst / underwriting more than 5 years, with overall experience of at least 8 years
- SME lending underwriting experience of atleast 2 years preferred
- Experience in mainly SME/Commercial/Corporate and/or Micro SME lending product
- Ability to lead others in the team to complete assigned tasks
- Ability to work with across functions within the company to execute plans/projects
- Consistency, maturity and having sound judgment/decision making across work matters
- Able to use professional concepts and company objectives to resolve complex issues in creative and effective ways.
- Able to work on complex issues where analysis of situations or data requires an in-depth evaluation of variable factors.
- Able to exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results.
- Significant contributor to team and overall growth of the company
- Phone allowance
- Unlimited Annual Leave
- Staff training and development
- Telephone bill allowance
- Work from home
- 5-day work week
- Social security
- Health insurance
- Flexible working hours
- Performance/results-based bonus
- Annual bonus
FS SIAM CO., LTD.Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:
- Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
- Grow Relentlessly: Strive to become our best, most authentic selves.
- Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
- Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
- Focus on Impact: Create impact through bias for action and tangible results.
Location188 Spring Tower Building, 11th Floor, Phayathai Road, Thung Phayathai, Ratchathewi, Bangkok 10400
Contact personRebecca Li
Telephone065-982-69568
