AVP, Limit & Collateral Processing
United Overseas Bank (Thai)- Manage/check and ensure the correctness of creating new customers and maintain credit facility limit, interest rate, expiry date, terms & conditions of credit facility limit in FITAS, LES, MCL, CCRS, RBK.
- Manage/check pledge and release pledge of deposit as collateral transaction.
- Manage and approved BCA registration as collateral in DBD system, check and ensure the correctness of CTO Code in BWCIF.
- Check total loan outstanding before collateral redemption and cancel credit limit.
- Manage/check & approve all Collateral Data processing in CDMS.
- Manage/check and ensure that all collateral data reports for providing to related parties
- Check and ensure that all exception report and undrawn limit reconciliation to be cleared by daily basis.
- Review and ensure work processes and procedures of team are efficiency and support head for the internal controls to minimize /eliminate operational risks.
- Work actively to meet SLA turnaround time for daily processes, Inform Section Head promptly of any unusual or exceptional activities.
- Monitor for the Section’s budgets and financial costs
- Ensure all operations comply with bank policies and procedures.
- Review and resolve any issues in transaction authorizations.
- Ensure alignment with key performance indicators (KPIs) and risk controls.
- Manage projects within the Credit Administration and Control (CAC) area, ensuring they meet deadlines and budget.
- Suggest and implement improvements for increased productivity.
- Ensure quality service is provided to customers.
- Resolve operational issues efficiently and to customer satisfaction.
- Use feedback to improve service.
- Manage resources and ensure workload balance.
- Ensure fair performance appraisals and support staff training needs.
- Coach and guide staff for continuous improvement.
- Communicate bank goals, policies, and updates to the team.
- Regularly hold meetings to discuss staff feedback and process improvements.
- Maintain an environment conducive to sharing information.
- Bachelor degree in Economics or Business Administration.
- At least 5 years experience in credit administration, credit operation or credit control field from financial institution.
- Good working knowledge of the Bank’s loan products and collateral types, process work flows and operations procedures, including all relevant operations systems
- Highly honesty, integrity, responsible, reliable and competence
- Computer literacy
- Knowledge of Bank Credit Product and Collateral Type.
- Good interpersonal & communication skills
- Able to work under pressure.
- Commission
- Life insurance
- Provident Fund
- Staff training and development
- 5-day work week
- ประกันชีวิต
- Social security
- Health insurance
- Accident Insurance
United Overseas Bank (Thai) Public Company Limited is a member of the United Overseas Bank Group, which aims to be a premier bank in the Asia – Pacific Region. With over 150 branches across Thailand, and supported by UOB Group’s extensive network of over 500 offices in 18 countries and territories, the Bank is well-positioned to play a significant role in the continued growth of the Thai economy and the banking & financial industry. We are seeking committed, energetic individuals who believe in being rewarded for performance, who want to grow in their careers, while at the same time, contribute to UOB’s exciting growth in